May 2013 Recap

May was a very busy month. It has been the heart of my course and my group had to put an entire project plan together for a retail corporation.  The course is in its final stage now, four-ish weeks left and I am done with my masters (nothing to look forward to since I have two deferred loans thanks to being in school that will enter repayment). I tried to do my best to keep up with all things Degrees and Debt, but with this, work, school and the other business ventures I am involved in including real estate, its been tough on my time. In a month once school is over I will be able to carve out much more time for things in my schedule.

Posts from May:

Personal Goals from May:

  • Enjoy my Birthday in the first week of the month 🙂 PASSED
  • Spend time daily on my capstone course PASSED
  • Maintain a minimum of 5 days a week at the gym PASSED
  • Reduce spending across all areas since March & April was such an expensive month!  FAIL

Degrees and Debt Goals from May:

  • Facebook  Goal: 140 Actual: 121  FAIL.  Still working on growing Facebook interaction.
  • Feedburner Subscribers – Goal: 6 Actual: 3  FAIL. Hasnt changed yet, but I am not sure if this is a big deal? With RSS readers and similar email might not be the biggest gain.
  • Alexa Global Current: Goal: 299,999 Actual:  313,340   ||   Sites Linking Goal: 83 Actual: 73  FAIL on both.  I am keeping the same goals going forward as they have not been reached yet but I think they are attainable.
  • Post three times per week on DandD  FAIL-sorry everyone! Life and School just didnt let me have time for anything else

Personal Goals for June:

  • Find some time to research couponing/strategic purchase for groceries and workout supplements <would significantly reduce my expenses
  • Spend time daily on my capstone course-the next recap I do will be school-free 🙂
  • Maintain a minimum of 5 days a week at the gym
  • Reduce spending+put something in savings+cut down on some debt (I know these are SMART goals, but I am still base-lining and trying to get a realistic balance of my finances, social life and other expense)

Degrees and Debt Goals for June:

  • Twitter  May: 75   June Goal: 200
  • Facebook  May: 140    June Goal: 160
  • Feedburner Subscribers – May: 3   June Goal: 6
  • Alexa Global Current: 313,340  Goal: 299,999  ||   Sites Linking In: 73  Goal: 83
  • Post three times per week on DandD


No significant comments here.  My usual over spending based on the budget I WISH I could abide by in the grocery and gym categories.  Had a few longer trips for work and such so gas was a bit more then I wanted.  I also spent some money on concerts/events throughout the summer so that added up quickly.  The student loan category has some room left, but thats because I already budgeted one of my loans that will be coming out of deferment next month into

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Debt (Student Loans, Mortgage, Credit Cards):

Debt details can be found on my Debt Tracking page.

Extra Income for April:

I have decided to remove Real Estate entirely from the tracking and consider it equivalent to my full-time job income which I do not include any figures on.  After some discussion and thought I realized I consider that a bit more personal than I was making out to be, which is I never included any income on it, just my expenses.  From now on I will just mention when I have closings and anything else I feel is relevant.  That being said, I helped a great young couple purchase their first home in May and the transaction was incredibly smooth which was a relief since my time was so constrained!

DandD AdSense revenue went down from last month, but I consider this due to the lack of consistent posting on my part.  Other then that, not much, did some Fiverr work and sold one textbook which is the $47 in other revenue.  Again, hoping to get back to at minimum a few hundred dollars, but definitely continue growing after school is done.

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Edgar @ Degrees and Debt

AuthorEdgar @ Degrees and Debt

Founder of Degrees and Debt. Edgar just wrapped up his MS in Project Management with a focus on Information Security Management. Battling back to even from student loans, mortgage and credit card debt is an art Edgar is learning to master. This is his journey.

6 thoughts on “May 2013 Recap

  1. Hey Edgar,
    If you want to whip your grocery budget into shape head over to my blog and start posting in The Grocery Game Challenge with many fans and other PF bloggers! Feel free to pop around my Facebook page to chat as my fans always enjoy other bloggers joining in the conversation and it’s a great way to network, that’s what I do! Have a great week mate. Cheers
    Canadian Budget Binder recently posted…5 Ingredients: Simple Peanut Butter Chocolate Chip CookiesMy Profile

    • Thanks! I just took a quick browse through the rules while I am at work and it sounds interesting! I might try to start in a few weeks when my course ends as it seems like there is a bit of a time commitment with planning and organizing the shopping. I find my biggest issue is I buy organic and I buy a lot of meat/produce which tend to not have coupons or major discounts.
      Edgar @ Degrees and Debt recently posted…Infographic: How To Teach Your Child Good Spending HabitsMy Profile

    • Thanks Glen! Surprisingly, going to the gym 7 days a week is about the “easiest” thing I do on a daily or weekly basis. I love fitness and I use my 1.5-2 hours a day at the gym as solid thinking/head clearing time. Nothing better then ending a rough day with some weights and sweat!
      Edgar @ Degrees and Debt recently posted…Infographic: How To Teach Your Child Good Spending HabitsMy Profile

  2. Congrats on the Twitter and other goals achieved!! Get on that posting schedule and best wishes for June’s goals and achievements.

    • Thank you Thomas! I was able to exceed my posting goals prior to this last course, but the workload and mostly the amount of required reading and prep for each week is so time consuming that I just havent been able to. I hope to get back in gear in a few weeks though!
      Edgar @ Degrees and Debt recently posted…Infographic: How To Teach Your Child Good Spending HabitsMy Profile

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