BUDGETING AND ECONOMICS CARINVAL

BUDGETING AND ECONOMICS

Mr.CBB @ Canadian Budget Binder writes A Love Letter and Life Lessons: Money Fool to a Budgeting Money Saver – A love letter taught me a life lesson steering me away from becoming a money fool and into a budgeting money saver. Take responsibility for your actions and remember that good looks don’t last forever.

Jules Wilson @ Faithful With a Few writes Mother’s Day Traditions – I feel Mother’s Day should be celebrated however the mom wants to,instead I felt obligated to go to a family Mother’s Day celebration with aunts, uncles, grandparents, and cousins.

Martin @ Studenomics writes The Financial Stud’s Guide to Drinking Without Going Broke – How to survive a night out on the town.

Mike @ Personal Finance Journey writes Why do some companies treat business clients badly? – A reflection and lesson for business owners on how to treat clients in order to grow their business and therefore your own business. Its so easy to forget this.

Tushar @ Start Investing Money writes Should You Invest in Your Own Online Business? – The internet has changed our lives in an incredible number of ways. Perhaps most notably, it has given many people the opportunity to set up businesses from home. New business opportunities have been created that many people can have a go at.

Robert @ Entrepreneurship Life writes Merger Arbitrage: How it Works (And an Example) – Merger arbitrage was first perfected by Benjamin Graham, one of the world’s first and most successful “value” investors. Although Ben Graham used merger arbitrage in the early 20th century, there is still room to make money on this strategy today.

Robert @ Kids Ain’t Cheap writes Finance Carn. for Young Adults – As I sit here and write this post sitting beside my husband, half paying attending to him and half trying to get work done, I am reminded once again of the importance to unplug once in a while.

Mochimac @ Save. Spend. Splurge. writes What do Canadians buy and spend in 2011? – In 2011, StatsCan released the statistics of what Canadians buy and spend.

 

CAREER AND INCOME

Kevin @ 20smoney.com writes How to manage your own money – So you’ve gotten out of college and you’re beginning to stand on your own two feet financially.

Corey @ 20s Finances writes Popular Investment Strategies: Which One is Better for Young Adults? – There are several different investment strategies, or styles, that conform to different risk-reward profiles. You’ve probably heard of these styles before. Generally speaking, there are three major styles: growth, value, and income. Find out which one is best for young adults.

Michelle @ Making Sense of Cents writes 12 Facts about Student Loan Debt that will make Your Hair Stand on End – Getting a college education in the US today appears to be a double-edged sword. On the one hand, graduates are in a better position than those without a college degree when it comes to getting jobs. Yet with the cost of education rising, tens of thousands of students are graduating with piles of debts they spend years paying off.

Jacob @ Cash Cow Couple writes How to Become a Financial Advisor – There are a lot of folks asking how to become a financial advisor (or financial planner). Here is how to break into this lucrative and rewarding field.

 

DEBT AND CREDIT

Lance @ Money Life and More writes The Best 0% Balance Transfer Credit Cards Available Today – If you’ve sworn off debt but are trying to dig your way out, 0% balance transfer credit cards can be a great tool. You have to know that you’ve completely sworn off incurring any more debt in order to play the 0% balance transfer game, but if you’re certain then you can save a ton of money by taking advantage of some of the best balance transfer credit card offers.

CAPI @ Creating a Passive Income writes Prioritizing Your Life For Financial Success – Stuck in a rut? Need to improve your finances? Here are some important tips to help you prioritize in order to find financial success!

Shawn Stack @ Solving Debt writes Calgary Bankruptcy or Consumer Proposal: Which is Right for You? – In Calgary, bankruptcy and consumer proposals are two solutions to debt that have helped thousands of people. But which one is right for you?

Jon Haver @ Pay My Student Loans writes We’ve all heard that old adage “Cash is King.” In this day and time if “Cash is King”, credit “Rules the Universe.” It absolutely impera – We’ve all heard that old adage “Cash is King.” In this day and time if “Cash is King”, credit “Rules the Universe.” It absolutely imperative that you improve upon your credit and build a positive score which will allow you to acquire the things you desire. A major problem for students in college is lack of financial knowledge which includes credit management and building.

Thomas @ Finance Inspired writes What you need to know about debt relief – Lots of us are trying to dig ourselves out of debt at the moment, but if you are armed with the right knowledge its the best defence you can have.

Mel @ Mel’s Money writes The Best Credit-Building Credit Cards – Is debt preventing you from successfully applying for the credit card you want? Take a look at this list and see if you can find another that will suit you.

DPF @ Digital Personal Finance writes 6 Tips for Avoiding Debt Throughout Life – Debt can be such a drag on one’s finances, that it’s general best to avoid most of it. Here are six tips to do just that

 

INVESTING AND SAVING

Jon @ Novel Investor writes The 5 Best Short Term Investments Right Now – When you invest money for a short term goal, taking extra risk is like playing with fire. The best short term investments preserve your money.

SB @ One Cent at a Time writes Better Ways to Invest Your Tax Refund Money – People usually buy things with their tax refund money. But, Isn’t it wiser to spend the money by investing and make it grow over time? This article lists 10 top ways to invest your tax refund money.

Crystal @ Budgeting in the Fun Stuff writes The $500 Wasn’t a Mistake, Yay! – About two and a half months ago, I wrote about spending about $500 on our 15 year old dog, Miss Doxie. Well, I have good news!

Super Saver @ My Wealth Builder writes Millennials are Savers – Millennials are getting off to a good start with saving.

Kyle @ The Penny Hoarder writes Sell Your Frequent Flyer Miles for Cold, Hard Cash – Over the years, I’ve managed to accrue quite a bit of frequent flyer miles with a hodgepodge of airlines. While I’ve certainly gotten better with choosing the same airline as much as possible to maximize my rewards potential, I still had a sea of miles floating out there that I most likely wouldn’t use again.

A Blinkin @ Funancials writes Reintroducing Fat Free Personal Finance – I will be shifting my focus (not that I’ve been focusing on Funancials recently) to my other blog: Fat Free Personal Finance. In case you forgot about it (like I did), I created Fat Free Personal Finance last August, but I have only written 3 articles since. I did this and I’m doing this for a few of reasons.

Roger the Amateur Financier @ The Amateur Financier writes 10 Things to Include in a Will – A look at several things that need to be included in a will, such as caretakers, beneficiaries for your property and pets, and executors for your estate.

Hank @ Money Q&A writes Ten Ways To Earn A 10% Rate Of Return On Your Investments – What are the best ways to earn at least a 10% rate of return on your investment? There are tons of great ways to earn a decent rate of return on your investment.

Luke @ Learn Bonds writes Bill Gross & Jeff Gundlach Make Bold Calls Based On Monetary Policy – Bond Gurus Jeff Gundlach of DoubleLine, and Bill Gross of PIMCO have started to make market calls that don’t directly have to do with the direction of interest rates or which type of bonds provide the most value.

Tushar @ Earn More and Save writes Funding for Lending: What it means for SMEs – The post Funding for Lending: What it means for SMEs appeared first on Earn More And Save.The Funding For Lending Scheme (FLS) was introduced last summer in a bid to get British banks lending and kickstart the economy.

Brent @ PersonalFinance-Tips writes Saving Money on Your Mortgage – There are many ways to save money on a mortgage. Below are a few tips to help you save that money. An Offset or Current Account Mortgage has become increasingly popular over the years. Basically it is combining your mortgage balance with your current account. This is a great way to get the spare cash you need to pay off your mortgage early.

Lauren @ L Bee and the Money Tree writes How Much Do You Spend on Clothes? – How much do you spend on clothes? Read my take on the correct amount for me.

Ryan @ Cash Money Life writes The Real Cost of Fast Food – Are you really saving a lot of money by eating fast food? Perhaps not, and here’s why.

harry campbell @ Your PF Pro writes Part 1: Opening a No Fee Lending Club Roth IRA – I’ve been investing with Lending Club for three years now and my returns are still over 10%. I’ve developed a specific set of filters that I feel give me a distinct advantage over the average LC investor yet it’s nothing ground breaking. The average investor is doing pretty well according to Lending Club, but I want to do better. My filters have produced just one default out of 50 loans(37 still issued and current) in my after-tax account and although my initial investment was only $500

Tushar @ Finance TUBE writes Savvy Money Tips That Will Work For Anyone – Today I will be talking about Savvy Money Tips That Will Work For Anyone. Sometimes it seems that most money is aimed at the probes. So enjoy these tips that will work for anyone. Track what you buy so you don’t over spend.

Joe @ Midlife Finance writes 10 Reasons You Should Have (And Use) A Bank Account – An estimated 70 million Americans don’t have a bank account.”Why should I go to the trouble of a bank account?” Would-Be Depositor asks. “What’s in it for me?”

 

REAL ESTATE AND PROPERTY

Wayne @ Young Family Finance writes Condo Versus House: Which One is Right For You? – Considering getting your own place? Make sure you get the right thing for you! Condo or home ownership – the plusses and minuses of each.

SBB @ Simple Budget Blog writes Cutting Back Household Expenses – In these trying economic times, everyone is trying to figure out how to stretch their dollars further and downsize their budgets without sacrificing necessary services. Among the needed expenses of a household are utilities such as gas, electric, water, groceries, and other expenses such as cable TV and high speed internet.The post Cutting Back Household Expenses appeared first on Simple Budget.

 

RETIREMENT AND TAXATION

Michael Kitces @ Nerd’s Eye View writes Should Financial Planners Invest Using Bucket Strategies Or Just Report That Way? – Strategies that break investments into separate “buckets” for certain goals have become increasingly popular lately, but research is showing that they may not always create better outcomes. Still, it’s so appealing to keep track of investments this way, does that mean what we really need is a better way to track what we’ve got to monitor in buckets, even if we don’t invest that way?

Debt Guru @ Debt Free Blog writes Rougher Times: Tips for Living Through Budget Limits – Sometimes budget limits can be hard to handle, but they’re necessary in tough times. Here are tips on planning a tight budget to help you and your finances.

Jacob @ AllPersonalFinance writes Personal Finance Tips for Everyone – Don’t let your finances give you a headache. Once you read these few simple tips you will have all you need to get your finances in order. When you work all your life you need to prepare for retirement with every paycheck. Overview You don’t need a master plan for your finances. However, you can benefit from your expenditures and assets.

MMD @ IRA vs 401k Central writes Traditional vs Roth 401k – Which One Is Better? – Even though they may appear similar, the amount of money you can effectively contribute to a traditional vs Roth 401k can be quite different.

Edgar @ Degrees and Debt

AuthorEdgar @ Degrees and Debt

Founder of Degrees and Debt. Edgar just wrapped up his MS in Project Management with a focus on Information Security Management. Battling back to even from student loans, mortgage and credit card debt is an art Edgar is learning to master. This is his journey.

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