Recap March 2013

This month had its ups and down. A major expense was buying all the books I needed for my capstone for my masters!!! It ended up costing close to $450 for everything, but I will be reselling them at the end so I am hoping to recoup at least 80% of the value (maybe?).  I tried to work hard in March on getting my extra income up a bit since I was on a short break between courses, I improved a bit which I am happy with.  I know that once this course starts I will probably not be able to do much of anything for extra income and since its the capstone, its 14 weeks long 🙁 so it will be a while before I am free to refocus.  I hope to still find the time to consistently post here as I scheduled time into my calendar for DandD work so I am disciplining myself to stick to it, but I don’t know what to expect with the courses workload.  It will be nice when its all done though, free at last!

Posts from March:

Personal Goals from February:

  • Receive state and federal tax refund checks COMPLETED
  • Utilize 100% of tax refund check to pay off 100% of credit card debt (any remaining funds from tax return to be put toward principle of mortgage) COMPLETED
  • Put $250 minimum in savings account COMPLETED
  • Prepare for final course of Masters program successfully and set up schedule to complete school work weekly COMPLETED-BOOKS ORDERED
  • Contact all expired real estate listings in my area for listing presentations COMPLETED-SENT MAILERS
  • Go to the gym a minimum of 5 of 7 days a week 31 days in March and I went 31 times!!!
  • Extra Income: $350 Earned $425.59! Improvement of $75.59!

Degrees and Debt Goals from February:

  • Twitter  Feb: 28 – March: 35  ACTUAL: 41
  • Facebook  Feb: 22 – March: 35  ACTUAL: 121 BIG THANKS TO THE GIVEAWAY PARTICIPANTS!
  • Feedburner Subscribers – Feb: 2 – March: 5  ACTUAL: 3
  • Alexa Global Current: 693,024  Goal: 550,000 or lower  ACTUAL: 434,225   ||   Sites Linking In: 41   Goal: 60  ACTUAL: 56
  • Post three times per week on DandD Also featured a few guest posts!
  • Comment three times per week on blogroll/blogs I follow
  • Guest Posts on Other Sites – 0 (not working on this goal just yet)

Personal Goals for April:

  • Spend time daily on my capstone course 
  • Reduce spending across all areas since March was such an expensive month!
  • Find some time to try and focus on extra income work
  • Maintain a minimum of 5 days a week at the gym

Degrees and Debt Goals for April:

  • Twitter  March: 41 April: 55
  • Facebook  March: 121  April: 140
  • Feedburner Subscribers – March: 3  April: 6
  • Alexa Global Current: 434,225  Goal: Below 400,000   ||   Sites Linking In: 56  Goal: 70
  • Post three times per week on DandD


Spending was rough this month across basically all areas. I never really was a fan of Mint and one of the reasons is how they categorize and combine transaction data. There is no way I spent $2,000+ in the Everything Else section but there are so many duplicate transactions and money transfers between accounts that appear to counted twice. Basically, thats wrong, haha! On the plus side.. I did good in the Alcohol and Bars category 🙂

march spending

Debt (Student Loans, Mortgage, Credit Cards):

Credit cards are in good shape, just one with a small balance and its 0% interest on a promo anyways so I am not very concerned with it. Debt details can be found at my Debt Tracking page.

march debt

Extra Income for March:

march income

Carnivals from March:

The Carnival of MoneyPros | The Happy Homeowner
SnowMageddon – Financial Carnival For Young Adults! | Brick By Brick Investing
Carnival of Wealth, Misunderstood Edition | Control Your Cash: Making Money Make Sense
Credit Card Blog – » Festival of Frugality Visits the Card Guys Blog
Carnival of Wealth, Answered Prayers Edition | Control Your Cash: Making Money Make Sense
Carnival of Money Pros | Nickel by Nickel
Carnival of Financial Planning | Making Sense Of Cents
Lifestyle Carnival 45th Edition | Lifestyle Carnival

Edgar @ Degrees and Debt

AuthorEdgar @ Degrees and Debt

Founder of Degrees and Debt. Edgar just wrapped up his MS in Project Management with a focus on Information Security Management. Battling back to even from student loans, mortgage and credit card debt is an art Edgar is learning to master. This is his journey.

2 thoughts on “Recap March 2013

  1. Ugg, hate spending money on books (should rephrase that). Hate spending money on text books that are incredibly overpriced and will only be sold back for a fraction of the price. Good luck with your capstone!

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