Recap February 2013

This is a new format for the monthly recaps. As I said I am still trying to get this post down to a science since I consider it one of the most important posts on a monthly basis that I will make on this blog.  The big significant mention is that I got my tax returns which allowed me to basically eliminate all my credit card debt, even though it was all 0% interest, its nice to know its gone either way.  I am really enjoying writing on this site and began to expand my writing through Fiverr/oDesk! Cant wait for another solid month!

Posts from February:

Personal Goals from February:

N/A yet

Degrees and Debt Goals from February:

N/A yet

Personal Goals for March:

  • Receive state and federal tax refund checks COMPLETED
  • Utilize 100% of tax refund check to pay off 100% of credit card debt (any remaining funds from tax return to be put toward principle of mortgage) COMPLETED
  • Put $250 minimum in savings account
  • Prepare for final course of Masters program successfully and set up schedule to complete school work weekly
  • Contact all expired real estate listings in my area for listing presentations
  • Go to the gym a minimum of 5 of 7 days a week
  • Extra Income: $350

Degrees and Debt Goals:

  • Twitter  Feb: 28 – March: 35
  • Facebook  Feb: 22 – March: 35
  • Feedburner Subscribers – Feb: 2 – March: 5
  • Alexa Global Current: 693,024  Goal: 550,000 or lower   ||   Sites Linking In: 41   Goal: 60
  • Post three times per week on DandD
  • Comment three times per week on blogroll/blogs I follow
  • Guest Posts on Other Sites – 0 (not working on this goal just yet)


N/A yet, Mint is still learning my monthly budgets so February looks like I saved almost a thousand dollars, but I only wish I did 🙂 Next month this section will have a nice Mint extract!

Debt (Student Loans, Mortgage, Credit Cards):

Credit Cards are paid off. In reality there is a few hundred floating on two of them, but I am not counting that as they are expenses that will be taken care of in full from my job(s) this statement period.

Student Loans and Mortgage remain unchanged to any significance worth mentioning.  I have a few real estate transaction materializing and my plan is to put around 90% of any/all commission checks I receive towards student loans, attacking highest interest first, then working my way down.

Extra Income for February:

Fiverr – $84   YTD= $156

oDesk- $157.50   YTD= $157.50

DandD- $.80   YTD= $2.65

Other- $45  *Sold a textbook on Amazon

Total: $287.30   YTD= $361.15

Carnivals from February:

Fellow bloggers, can anyone give some suggestions how you track your carnivals? I tried with ping backs and I note some are missing. I want to link back to them but havent found an easy way to track them otherwise it would take a while each time to go back an entire month, I know there must be an easier way.

Edgar @ Degrees and Debt

AuthorEdgar @ Degrees and Debt

Founder of Degrees and Debt. Edgar just wrapped up his MS in Project Management with a focus on Information Security Management. Battling back to even from student loans, mortgage and credit card debt is an art Edgar is learning to master. This is his journey.

8 thoughts on “Recap February 2013

  1. Yay for paying off the credit cards! Solid Odesk and Fiveer this month too! I haven’t tried using either, but might check them out to see if there’s anything that I could do to make a little extra side hustle.

    • @StudentDebtSurvivor So far I cant complain to much. There is the occasionally waste of time where I do some work then the buyer is expecting way more then what $5 or so would justify so the order has to be cancelled as I am realistic.  Otherwise, its pretty good. I hope to be able to double up in March compared to Feb!

  2. Great work on the extra income 🙂
    I have used fiverr plenty of times, but never considered selling my services on there.

    • @MonsterPiggyBank Its great. You can advertise all sorts of services that are really unique!

  3. AverageJoeMoney

    I don’t spend any time with carnivals. When I first heard the term I thought it was all fun and games….not a laundry list of blog post 😉

  4. Pingback:

  5. Pingback:

  6. Pingback:

Comments are closed.